At Fincare Biz, we believe that every business—whether a MSME, or a large enterprise—deserves access to the right financial tools to unlock its true potential. Our solutions are designed not just to fund your present needs but to fuel your long-term vision. We simplify the lending process, offer competitive rates, and deliver customized financing options to help you seize new opportunities, expand into fresh markets, and overcome operational challenges with confidence.

Working capital refers to the difference between a business’s current assets and current liabilities, indicating its short-term financial health. It ensures smooth day-to-day operations by covering expenses like salaries, inventory, and rent. Adequate working capital allows a company to meet its obligations and avoid cash flow disruptions. It reflects the efficiency of a company’s operational cycle and liquidity management. Businesses often use working capital loans to manage seasonal demands, delayed receivables, or sudden expenses.

Project finance is a long-term funding method used for large infrastructure or industrial projects, where repayment is made from the project's future cash flows. It is commonly used in sectors like energy, transportation, and construction. The project itself acts as a separate legal entity, and its assets and revenue serve as collateral, minimizing risk for the sponsors. Funding typically involves a mix of equity and debt, provided by multiple financial institutions or investors.

An MSME loan is a financial product designed to support Micro, Small, and Medium Enterprises in meeting their business needs. It helps cover expenses such as working capital, equipment purchase, expansion, or inventory management. These loans are offered by banks, NBFCs, and government-backed schemes with competitive interest rates and minimal collateral requirements. The loan amount and tenure depend on the business size, creditworthiness, and purpose of the loan.

A machinery loan is a type of business loan used to purchase or upgrade equipment and machinery for commercial or industrial use. It helps businesses improve productivity and expand operations without straining working capital. These loans are typically secured by the machinery itself and are offered with flexible repayment terms based on the asset's value and the borrower’s credit profile. Interest rates and loan tenure vary depending on the lender and the business's financial stability.

A mortgage loan is a type of loan provided by a financial institution to help individuals purchase real estate. It typically involves borrowing a large sum of money, which is repaid over a fixed period through monthly installments that include both principal and interest. The property purchased with the loan acts as collateral, meaning the lender has the right to seize the property if the borrower defaults on the loan. This reduces the lender's risk and enables them to offer lower interest rates compared to unsecured loans.